Understand deposits, affordability, the application process and what to prepare.





TAILORED MORTGAGE AND PROTECTION ADVICE WITH A PERSONAL TOUCH
Personal, straightforward advice from Ann Evans for first-time buyers, home movers, people remortgaging, property investors and families considering protection. Based in Knowle and providing personal mortgage and protection advice to clients nationwide across the UK, including Solihull, Warwick, Leamington Spa and Kenilworth.

Advice explained clearly, with one-to-one support.
Help for a range of home-buying and borrowing circumstances.
Consider cover for the people, income and home that matter to you.
Based in Knowle, with mortgage and protection advice available to clients nationwide.
Start with the service that best matches your plans. Ann will take time to understand your circumstances before discussing suitable next steps.

Ann has more than 35 years’ experience in financial services, including over eight years specialising in mortgage and protection advice. Her approach is personal and practical: she listens, explains the choices in plain English and supports customers through the process.
Ann is CeMAP qualified and is an appointed representative of Immediate Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Tell Ann what you are hoping to do and any concerns you have.
Your circumstances, affordability and relevant documents are considered.
Ann explains the recommendation, costs and application steps before you decide.
Ann helps with the application and keeps you informed as it progresses.
A Mortgage Capacity Assessment considers potential borrowing capacity using the applicant’s circumstances and relevant lender criteria. It may be requested during divorce or separation, including by an individual or a family-law professional.
The assessment is not a mortgage offer or a guarantee that borrowing will be available. Ann can explain the information required, the scope of the report and the applicable fee before work begins.
Ann is based in Knowle and provides mortgage and protection advice to clients nationwide across the UK. The local pages for Solihull, Warwick, Leamington Spa and Kenilworth offer area-specific guidance, but they do not define or limit where Ann can work.
Yes. Ann is based in Knowle and provides mortgage and protection advice to clients nationwide across the UK. Contact Ann to discuss how an appointment can be arranged for your circumstances.
It helps to have an outline of your income, regular commitments, deposit or equity and what you hope to achieve. Ann will explain which documents are needed before any application.
No. Mortgage availability depends on your circumstances, affordability, the property and lender criteria. Advice helps you understand the available route; it cannot guarantee approval.
Arrange an initial conversation about your circumstances and the next steps.
Your home may be repossessed if you do not keep up repayments on your mortgage.