TAILORED MORTGAGE AND PROTECTION ADVICE WITH A PERSONAL TOUCH

Mortgage and Protection Adviser Based in Knowle, Supporting Clients Nationwide

Personal, straightforward advice from Ann Evans for first-time buyers, home movers, people remortgaging, property investors and families considering protection. Based in Knowle and providing personal mortgage and protection advice to clients nationwide across the UK, including Solihull, Warwick, Leamington Spa and Kenilworth.

Ann Evans, mortgage and protection adviser
Ann Evans

Personal service

Advice explained clearly, with one-to-one support.

What are your options when you need mortgage protection? I explain Life Cover, Critical Illness, Income Protection and Family Income Benefit.

Mortgage advice

Help for a range of home-buying and borrowing circumstances.

Challenging Few Weeks For Home Buyers

Protection advice

Consider cover for the people, income and home that matter to you.

The Housing Market in May 2024

Local and nationwide

Based in Knowle, with mortgage and protection advice available to clients nationwide.

Mortgage advice for the move you are making

Start with the service that best matches your plans. Ann will take time to understand your circumstances before discussing suitable next steps.

Challengers for First Time Buyers

First-time buyers

Understand deposits, affordability, the application process and what to prepare.

Challenging Few Weeks For Home Buyers

Moving home

Coordinate the mortgage side of selling and buying your next property.

Tailored Mortgage and Protection Advice with a Personal Touch

Remortgaging

Review your borrowing when a deal is ending or your circumstances change.

Help from Parents for first time buyers

Adverse credit

Talk openly about missed payments, defaults or other credit-history concerns.

Challenging Few Weeks For Home Buyers

Protection

Explore life cover, critical illness cover and income protection.

Ann Evans

Why work with Ann?

Ann has more than 35 years’ experience in financial services, including over eight years specialising in mortgage and protection advice. Her approach is personal and practical: she listens, explains the choices in plain English and supports customers through the process.

Ann is CeMAP qualified and is an appointed representative of Immediate Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

Read more about Ann’s background and approach.

How mortgage advice works

1. Initial conversation

Tell Ann what you are hoping to do and any concerns you have.

2. Review

Your circumstances, affordability and relevant documents are considered.

3. Recommendation

Ann explains the recommendation, costs and application steps before you decide.

4. Ongoing support

Ann helps with the application and keeps you informed as it progresses.

Mortgage Capacity Assessments

A Mortgage Capacity Assessment considers potential borrowing capacity using the applicant’s circumstances and relevant lender criteria. It may be requested during divorce or separation, including by an individual or a family-law professional.

The assessment is not a mortgage offer or a guarantee that borrowing will be available. Ann can explain the information required, the scope of the report and the applicable fee before work begins.

Learn about Mortgage Capacity Assessments.

Local knowledge, nationwide advice

Ann is based in Knowle and provides mortgage and protection advice to clients nationwide across the UK. The local pages for Solihull, Warwick, Leamington Spa and Kenilworth offer area-specific guidance, but they do not define or limit where Ann can work.

Ask Ann about arranging an initial conversation.

Common questions

Can Ann help if I am not based in Knowle?

Yes. Ann is based in Knowle and provides mortgage and protection advice to clients nationwide across the UK. Contact Ann to discuss how an appointment can be arranged for your circumstances.

What should I prepare for an initial mortgage conversation?

It helps to have an outline of your income, regular commitments, deposit or equity and what you hope to achieve. Ann will explain which documents are needed before any application.

Does speaking to an adviser guarantee a mortgage?

No. Mortgage availability depends on your circumstances, affordability, the property and lender criteria. Advice helps you understand the available route; it cannot guarantee approval.

Speak to Ann about your mortgage

Arrange an initial conversation about your circumstances and the next steps.

Your home may be repossessed if you do not keep up repayments on your mortgage.